In June an estimated 2.1m households missed or defaulted on at least one mortgage, rent, loan, credit card or bill, according to the consumer group Which?.
This figure has been above 2 million every month so far this year, it said.
Rocio Concha, Which?’s director of policy and advocacy, said it showed that a “relentless cost of living crisis is continuing to put huge pressure on household finances. These pressures are especially apparent among the most financially vulnerable..."
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